Sign Up for Internet Banking
|Please provide us with the information requested below. After you fill out and submit this form,
it will be emailed to the appropriate bank representative via SECURE email. We will call you to confirm your request
for an on-line account during normal business hours, often the same day.
|IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.|
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial
institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information
that will allow us to identify you. We may also ask to see your driver's
license or other identifying documents.
After you have completed the necessary data, click � I ACCEPT�
at the bottom of the page.
FIRST NATIONAL BANK OF ANDERSON
INTERNET BANKING AGREEMENT
ELECTRONIC FUND TRANSFERS
Welcome to First National Bank of Anderson Online!
This Online Banking Agreement discusses how you can use Online Banking
to obtain information about your accounts, to transfer funds between your
accounts, and to request certain other bank services. This Agreement
also contains the terms and conditions governing this service. If you
use online banking, you thereby consent to these terms. You may print a
copy of this Agreement for your records now or you can refer to this
document online anytime.
The Security of Your Transactions is Important to Us
Use of the online banking services will therefore require a password. If
you lose or forget your password, please call 936-873-2511 during normal
business hours. We will accept as authentic any instructions given to us
through the use of your password. You agree to keep your password secret
and to notify us immediately if your password is lost or stolen or if
you believe someone else has discovered your password. You agree that if
you give your password to someone else, you are authorizing them to act
on your behalf, and we may accept any instructions they give us to make
transfers or otherwise use the Online Banking services. You may change
your password at any time by using this Online Banking service. We may
be liable for certain security breaches to the extent required by
applicable law and regulation. We do not assume any other liability or
otherwise guarantee the security of information in transit to or from
our facilities. Please note that we reserve the right to;
(1) monitor and/or record all communications and activity related to the
Online Banking services; and (2) require verification of all requested
transfers in the manner we deem appropriate before making the transfer
(which may include written verification by you). You agree that our
records will be final and conclusive as to all questions concerning
whether or not your password was used in connection with a particular
If any unauthorized use of your password occurs you agree to; (1)
cooperate with First National Bank of Anderson and the appropriate law
enforcement authorities in identifying and prosecuting the perpetrator;
and (2) provide reasonable assistance requested by us in recovering any
unauthorized transfer of funds. If your statement shows transfers that
you did not make, tell us at once. Telephoning is the best way to keep
your possible losses at a minimum. If you do not tell us within sixty
(60) days after the statement was mailed to you, you may not get back
any of the funds you lost after the sixty (60) days if we can prove that
we could have prevented someone from taking the funds if you had told us
in time. Notify us immediately if you believe that your password has
been stolen or compromised or if you believe that someone else has
transferred money from your account without your permission, call
936-873-2511 during normal business hours.
WE CANNOT ACCEPT NOTIFICATION OF LOST OR STOLEN PASSWORDS OR
UNAUTHORIZED TRANSFERS VIA E-MAIL
Error Resolution Notice
In case of errors and/or questions about your electronic transfers
please call us at
936-873-2511 or write us at: First National Bank of Anderson, Attn:
Bookkeeping, P.O. Box 159, Anderson, Texas, 77830.
Notify us immediately if you think your statement or receipt is wrong or
if you need more information about a transaction listed on the statement
or receipt. We must hear from you no later than 60 days after we sent
the FIRST statement on which the problem or error first appeared.
(1) Tell us your name and account number.
(2) Describe the error or the transfer that you are unsure about and
explain as clearly as possible why you believe it is an error or why you
need more information.
(3) Tell us the dollar amount of the suspected error.
If you tell us orally, we may require that you send us your complaint or
question in writing within 10 business days. We will determine whether
an error occurred within 10 business days (20 business days for new
accounts) after we hear from you and we will promptly correct any error.
However, if we need more time, we may take up to 45 days (90 days for
new accounts or point-of-sale or foreign-initiated transfers) to
investigate your complaint or question. If we decide to do this, we will
credit your account within 10 business days (20 business days for new
accounts) for the amount that you think is in error, so that you will
have use of the money during the time it takes us to complete our
investigation. If we ask you to put your complaint or question in
writing and we do not receive it within 10 business days, we may not
credit your account for 30 days after the first deposit is made. We will
notify you of the results within 3 business days after completing our
investigation. If we decide that there was no error, we will send you a
written explanation and you may ask for copies of the documents used in
Types of Transfers
You may access your accounts by computer using your social security
number and password to:
(1) Transfer funds from checking to checking, checking to savings,
savings to savings and savings to checking.
(2) Loan payments from checking or savings.
(3) Account balances and information for checking, savings, certificates
of deposit and loans.
Limitations on Frequency of Transfers
Transfers from a savings account or money market account to another
account or to third parties by pre-authorized, automatic, telephone or
computer transfers are limited to six per month with no more than three
by check, draft, debit card or similar order to third parties.
You will get monthly account statements from us for your checking
accounts. You will get monthly account statements from us for your
savings accounts, unless there are no transfers in a particular month,
in any case, you will get a savings account statement at least
We may disclose information to third parties about your account or the
transactions you make; (1) when it is necessary for completing
transactions or resolving an error involving the Online Banking service,
or (2) in order to verify the existence and condition of your account
for a third party, such as a credit bureau or merchant, or (3) in order
to comply with government agency rules, court orders or other applicable
law, or (4) to our employees, service providers, auditors or attorneys
in the course of their duties and to the extent allowed by law, or (5)
if you give us permission.
You can usually access First National Bank of Anderson Online seven (7)
days a week, twenty-four (24) hours a day. However, at certain times,
some or all of our Online services may not be available due to system
maintenance or reasons beyond our control. First National Bank of
Anderson does not warrant that Online Banking service will be available
at all times. When unavailable, you may call the bank at 936-873-2511 or
call the telephone banking system (TeleBank) at 936-873-BANK (2265). Any
transaction completed before 3:00PM (Central Time) Monday through Friday
or 12 Noon (Central Time) on Saturday is posted the same day. Any
transactions completed after these times will be posted the following
Links to Other Sites
Your Online Banking service may contain links to other websites and
First National Bank of Anderson does not necessarily endorse the
products or services offered by any company or person linked to this
site and we are not responsible for any software or the content of any
information published on any linked website. You should take precautions
when downloading files from other sites to protect your computer from
viruses and destructive programs.
Our Ability to Terminate Services
First National Bank of Anderson reserves the right to terminate your
access to the Online Banking services, at our own discretion, without
notice and without limitation, except as may be required by law.
Except as provided in this Agreement or by law, we are not responsible
for any loss, injury or damage, whether direct, indirect, special or
consequential caused by the Online Banking service or the use thereof or
arising in any way out of the installation, operation or maintenance of
your personal computer equipment.
You may not transfer or assign your rights or duties under this
Your Agreement to these Terms and Conditions
This Agreement may be amended from time to time and will supersede any
verbal agreement or previous agreement, if any. Your registration for
First National Bank of Anderson Online Banking confirms your agreement
to be bound by all of the terms and conditions of this Agreement and
confirms your acknowledgement of receipt and understanding of the terms
of this Agreement. No waiver of the terms of this Agreement will be
effective, unless in writing and signed by an Officer of this bank. In
consideration of being allowed access to the Online Banking services, I
agree to indemnify and hold First National Bank of Anderson harmless for
any losses or damages resulting from the use of the Online Banking
services, to the extent allowed by applicable law.
First National Bank of Anderson
P. O. Box 159, 1071 Hwy 90 South
Anderson, Texas 77830