FIRST PACIFIC BANK (“BANK”) CALIFORNIA CONSUMER PRIVACY ACT
NOTICE AT COLLECTION OF PERSONAL INFORMATION
The purpose of this Notice at Collection is to inform consumers at or before the time of collection of a consumer’s personal information to be collected from them and the purposes for which the categories of personal information will be used.
We collect the following categories of personal information about consumers:
· Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers
· Any information that identifies, relates to, describes, or is capable of being associated with, a particular individual, including, but not limited to, his or her name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information
· Characteristics of protected classifications under California or federal law Account balances and transaction history
· Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies
· Payroll, income and expense information
· Financial statements, bank statements
· Copies of tax returns
· Biometric information, such as fingerprints
· Education information, defined as information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act (20 U.S.C. section 1232g, 34 C.F.R. Part 99) · Professional or employment-related information
· Audio, electronic, visual and similar information, such as video recordings
· Inferences drawn from any of the information identified in this subdivision to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes
· Security password
The Business or Commercial Purpose for which we use the personal information is as follows:
· Providing banking products (i.e. checking, savings, loans)
· Product services (i.e., payroll processing, notarizations)
· Website/Mobile App Activity/Social Media
· Employment
· Provide a banking service (i.e. online banking)
· Maintaining or servicing an account(s) and/or loans
· Processing or fulfilling orders and transactions
· Processing payments
· Auditing for compliance and security purposes
· Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity
· Debugging to identify and repair errors that impair existing intended functionality
· Undertaking internal research for technological development and demonstration
· Undertaking activities to verify or maintain the quality or safety of a service or device that is owned or controlled by us and to improve, upgrade or enhance the service that is owned or controlled by us
For further information regarding your rights under the California Consumer Privacy Act please refer to our California Consumer Privacy Act Privacy Policy. That policy can be accessed at www.firstpacbank.com.