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With the growing outbreak of the coronavirus (COVID-19), we know this is a difficult unprecedented time for many customers and businesses. Here at Farmers & Merchants Bank, we are committed to finding ways to continue to provide access to the financial services you need while maintaining a healthy and safe working environment for our customers and employees. During this time, we are encouraging customers to use our electronic banking services, such as online banking and debit cards, when possible. We will also begin offering a curbside service to our customers. Just let us know when you are coming, and we will be happy to send one of our employees out to help conduct your transaction. At the present time, we intend to keep the bank lobby open during normal banking hours. However, we realize this pandemic situation is evolving everyday and should the need require us to close our lobby, we will continue to offer our customers electronic banking services, as well as, curbside banking. If you find yourself facing financial difficulties from COVID-19, please contact us. We are happy to discuss various options available to help through this difficult time. We hope this information helps, and we will continue to closely monitor the situation. We appreciate your patience as we work through this pandemic. If you have any questions or concerns, please don’t hesitate to contact us. Farmers & Merchants Bank

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