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IMPORTANT!!  If this is your first time logging into the new system, please review these steps:

1.  CELL PHONE OR EMAIL - When you first login to the new MSB Internet Banking, you will use your regular user number and regular password.  Instead of security questions, you will be required to register a cell phone or email address to receive a secondary security code.

2.  NEW PASSWORD - Then you will be required to select a new secure password.

3.  TERMS  Accept the Terms and Conditions after reading them.

FORGOT YOUR PASSWORD?  Call your local Merchants State Bank branch or toll-free at 866-228-9747 for assistance!

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The account information you are about to review is a history as of the bank's most recent update. Any transactions you create during this session are pending the bank's next update and are subject to any other activity in the corresponding account.